{"id":24191,"date":"2022-12-09T18:36:53","date_gmt":"2022-12-09T18:36:53","guid":{"rendered":"https:\/\/bvbescu.ro\/premium-info\/?p=24191"},"modified":"2022-12-09T18:36:53","modified_gmt":"2022-12-09T18:36:53","slug":"analiza-fundamentala-life-is-hard-t3-2022","status":"publish","type":"post","link":"https:\/\/bvbescu.ro\/premium-info\/analiza-fundamentala-life-is-hard-t3-2022\/","title":{"rendered":"Analiza fundamentala Life is Hard – T3 2022"},"content":{"rendered":"

Life is Hard S.A. este prima societate romaneasca de software listata la Bursa de Valori Bucuresti, piata AeRO.\u00a0Compania si-a propus sa devina cel mai important partener al mediului de business din Romania, produsele sale mergand in directia digitizarii firmelor mici si mijlocii, pentru generarea unor procese de management cat mai eficiente.<\/p>\n

Conform site-ului companiei, printre valorile Life is Hard S.A. se numara inovarea continua, increderea si integritatea si orientarea catre client.<\/p>\n

Societatea ofera servicii de dezvoltare web si software, realizare de aplicatii mobile, solutii de cloud si consultanta IT&C. Printre aplicatiile dezvoltate de Life is Hard S.A. se numara 24 Broker (o platforma care isi propune sa automatizeze relatia dintre firmele de asigurari, broker si beneficiarii politelor), City Alert, City Health si City Parking (aplicatii de tip Smart City), MediXline si Okey.<\/p>\n

Analiza fundamentala Life is Hard – T3 2022<\/h1>\n

[pms-restrict]<\/p>\n

Fata de inceputul anului, activele de\u021binute de Life Is Hard au marcat o cre\u0219tere cu 10,37%, influen\u021b\u0103 generat\u0103 \u00een principal de varia\u021bia activelor imobilizate (+16,31%), ca urmare a recunoa\u0219terii de\u021binerii de 100% \u00een Innobyte Solutions S.R.L. Activele totale au fost influen\u021bate \u00een mod pozitiv \u0219i de investi\u021biile efectuate \u00een 24broker.ro – platforma \u00een curs de dezvoltare.<\/p>\n

Reducerea datoriile comerciale – datoriile fa\u021b\u0103 de furnizori – a datoriilor fa\u021b\u0103 de personal \u0219i respectiv a datoriilor fiscale este efectul achit\u0103rii unei p\u0103r\u021bi a acestora. Scaderea de -94,47%, din Alte datorii, vine ca urmare a \u00eenchiderii tran\u0219ei 2 de plat\u0103 aferent\u0103 achizi\u021biei a 100% din Innobyte Solutions.<\/p>\n

Cifra de afaceri \u00een cre\u0219tere cu 15,53%. 53% din cifra de afaceri a fost generat\u0103 de ITC & TELCO, 34% de INSURANCE iar 13% de alte proiecte. Linia de business Telco, preluat\u0103 \u00een cursul lui 2021, a generat 51% din cifra de afaceri a LIH. Evolu\u021bia veniturilor opera\u021bionale totale (+25,04%) a fost influen\u021bat\u0103 at\u00e2t de majorarea cifrei de afaceri (+15,53%), c\u00e2t \u0219i de cre\u0219terea altor venituri din exploatare (+132,21%). Evolu\u021bia \u00eenregistrat\u0103 la nivelul altor venituri din exploatare se datoreaz\u0103 influen\u021bei exercitate de capitalizarea unor cheltuieli \u00een sum\u0103 de 3.37 mil lei aferente dezvolt\u0103rii noii platforme a 24broker.<\/p>\n

Totodata, avem o cre\u0219tere ale costurilor cu personalul (+55,67%), efect al contabiliz\u0103rii programelor de Stock Option Plan, al transferului angaja\u021bilor de la Active Power Solutions \u0219i Tree Comm Services, al angaj\u0103rii de nou personal si al major\u0103rilor salariale periodice. Rezultatul financiar la finele trimestrului 3 al anului 2022 s-a concretizat \u00eentr-un profit \u00een sum\u0103 de 2,68 mil lei, ca urmare a veniturilor din dividende de 2.9 mil lei. De asemenea, rezultatul financiar a mai fost influen\u021bat \u0219i de \u00eenregistrarea de c\u0103tre companie a cheltuieli cu dob\u00e2nda ca urmare a pl\u0103\u021bii cupoanelor aferente obliga\u021biunilor LIH25.<\/p>\n

Majorarea profitului opera\u021bional cu 39,19%, a influen\u021bat \u00een mod direct profitul brut al perioadei.<\/p>\n

Tabelul de mai jos contine principalii indicatori financiari raportati de companie QoQ si referintele la care se raporteaza. Aceste date nu reprezinta recomand\u0103ri de cump\u0103rare, v\u00e2nzare sau p\u0103strare a unui anumit instrument financiar. Utilizati datele de mai jos tinand cont de propria voastra strategie investitionala. Tranzactionarea pe Piata de capital presupune un grad crescut de risc. Va recomand sa investiti numai in cunostinta de cauza si dupa o documentare prealabila.<\/p>\n\n<\/colgroup>\n<\/colgroup>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Indicatori<\/b><\/td>\n9L 2021<\/b><\/td>\n9L 2022<\/b><\/td>\nReferinta<\/b><\/td>\n<\/tr>\n
<\/td>\nmil lei<\/td>\nmil lei<\/td>\n<\/td>\n<\/tr>\n
Active<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Active imobilizate<\/td>\n33.15<\/td>\n38.64<\/td>\n16.56%<\/td>\n<\/tr>\n
Active circulante<\/td>\n7.06<\/td>\n26.92<\/td>\n281.30%<\/td>\n<\/tr>\n
Stocuri<\/td>\n1.1<\/td>\n1.13<\/td>\n2.73%<\/td>\n<\/tr>\n
Creante de incasat<\/td>\n4.65<\/td>\n19.2<\/td>\n312.90%<\/td>\n<\/tr>\n
Active Totale<\/b><\/td>\n40.26<\/td>\n65.6<\/td>\n62.94%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Capitaluri proprii si datorii<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Datorii curente<\/td>\n7.82<\/td>\n3.91<\/td>\n-50.00%<\/td>\n<\/tr>\n
Datori pe termen lung<\/td>\n1.19<\/td>\n5.57<\/td>\n368.07%<\/td>\n<\/tr>\n
Datorii Totale<\/b><\/td>\n10.98<\/td>\n10.98<\/td>\n0.00%<\/td>\n<\/tr>\n
Capital social<\/td>\n6.86<\/td>\n7.66<\/td>\n11.66%<\/td>\n<\/tr>\n
Capital propriu<\/td>\n29.28<\/td>\n41.8<\/td>\n42.76%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Contul de profit si pierdere<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Cifra de Afaceri<\/td>\n15.98<\/td>\n18.46<\/td>\n15.52%<\/td>\n<\/tr>\n
Cheltuieli cu dobanda<\/td>\n0.052<\/td>\n0.32<\/td>\n515.38%<\/td>\n<\/tr>\n
Cheltuieli cu amortizarea<\/td>\n0.68<\/td>\n0.76<\/td>\n11.76%<\/td>\n<\/tr>\n
Cheltuieli totale<\/td>\n14.52<\/td>\n16.43<\/td>\n13.15%<\/td>\n<\/tr>\n
Rezultat din exploatare<\/td>\n1.46<\/td>\n2.03<\/td>\n39.04%<\/td>\n<\/tr>\n
Rezultat brut<\/td>\n3.26<\/td>\n4.71<\/td>\n44.48%<\/td>\n<\/tr>\n
Rezultat net<\/b><\/td>\n2.8<\/td>\n4.34<\/td>\n55.00%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Indicatori de lichiditate<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Lichiditate curenta<\/td>\n0.90<\/td>\n6.88<\/td>\n>2<\/td>\n<\/tr>\n
Lichiditate imediata<\/td>\n0.76<\/td>\n6.60<\/td>\n>1<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Indicatori de risc<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Gradul de indatorare<\/td>\n37.50%<\/td>\n26.27%<\/td>\n<30%<\/td>\n<\/tr>\n
Indicatorul privind acoperirea dobanzilor<\/td>\n42.15<\/td>\n9.72<\/td>\n>1<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Indicatori de activitate<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Viteza de rotatie a stocurilor<\/td>\n–<\/td>\n–<\/td>\n<\/td>\n<\/tr>\n
Numarul de zile de stocare<\/td>\n–<\/td>\n–<\/td>\n<\/td>\n<\/tr>\n
Viteza de rotatie a debitelor<\/td>\n–<\/td>\n–<\/td>\n<25%<\/td>\n<\/tr>\n
Viteza de rotatie a creditelor furnizori<\/td>\n–<\/td>\n–<\/td>\n<\/td>\n<\/tr>\n
Viteza de rotatie a activelor imobilizate<\/td>\n0.48<\/td>\n0.48<\/td>\n<\/td>\n<\/tr>\n
Viteza de rotatie a activelor totale<\/td>\n0.40<\/td>\n0.28<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Indicatori de profitabilitate<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Rentabilitatea capitalului angajat<\/td>\n0.52<\/td>\n0.47<\/td>\n<\/td>\n<\/tr>\n
Marja bruta din vazari<\/td>\n0.20<\/td>\n0.26<\/td>\n<\/td>\n<\/tr>\n
Marja neta din vazari<\/td>\n0.18<\/td>\n0.24<\/td>\n<\/td>\n<\/tr>\n
Rentabilitate financiara<\/td>\n0.10<\/td>\n0.10<\/td>\n<\/td>\n<\/tr>\n
EBIT<\/td>\n1.46<\/td>\n2.03<\/td>\n39.04%<\/td>\n<\/tr>\n
EBITDA<\/td>\n2.192<\/td>\n3.11<\/td>\n41.88%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Indicatori de solvabilitate<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Solvabilitate generala<\/td>\n3.67<\/td>\n5.97<\/td>\n>1<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/pms-restrict]<\/p>\n","protected":false},"excerpt":{"rendered":"

Life is Hard S.A. este prima societate romaneasca de software listata la Bursa de Valori Bucuresti, piata AeRO.\u00a0Compania si-a propus sa devina cel mai important partener al mediului de business… <\/p>\n","protected":false},"author":1,"featured_media":19380,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[353,493,491,292],"tags":[5,32,88,57,274,13,293],"_links":{"self":[{"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/posts\/24191"}],"collection":[{"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/comments?post=24191"}],"version-history":[{"count":1,"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/posts\/24191\/revisions"}],"predecessor-version":[{"id":24192,"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/posts\/24191\/revisions\/24192"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/media\/19380"}],"wp:attachment":[{"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/media?parent=24191"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/categories?post=24191"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/tags?post=24191"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}