{"id":24346,"date":"2023-03-13T12:43:53","date_gmt":"2023-03-13T12:43:53","guid":{"rendered":"https:\/\/bvbescu.ro\/premium-info\/?p=24346"},"modified":"2023-03-13T12:43:53","modified_gmt":"2023-03-13T12:43:53","slug":"analiza-fundamentala-life-is-hard-t4-2022","status":"publish","type":"post","link":"https:\/\/bvbescu.ro\/premium-info\/analiza-fundamentala-life-is-hard-t4-2022\/","title":{"rendered":"Analiza fundamentala Life is Hard – T4 2022"},"content":{"rendered":"

Life is Hard S.A. este prima societate romaneasca de software listata la Bursa de Valori Bucuresti, piata AeRO.\u00a0Compania si-a propus sa devina cel mai important partener al mediului de business din Romania, produsele sale mergand in directia digitizarii firmelor mici si mijlocii, pentru generarea unor procese de management cat mai eficiente.<\/p>\n

Conform site-ului companiei, printre valorile Life is Hard S.A. se numara inovarea continua, increderea si integritatea si orientarea catre client.<\/p>\n

Societatea ofera servicii de dezvoltare web si software, realizare de aplicatii mobile, solutii de cloud si consultanta IT&C. Printre aplicatiile dezvoltate de Life is Hard S.A. se numara 24 Broker (o platforma care isi propune sa automatizeze relatia dintre firmele de asigurari, broker si beneficiarii politelor), City Alert, City Health si City Parking (aplicatii de tip Smart City), MediXline si Okey.<\/p>\n

Analiza fundamentala Life is Hard – T4 2022<\/h1>\n

[pms-restrict]<\/p>\n

Activele totale au crescut cu +10,77%, ca urmare a cresterii Activelor imobilizate, respectiv a recunoa\u0219terii de\u021binerii de 100% \u00een Innobyte Solutions S.R.L. Activele totale au fost influen\u021bate \u00een mod pozitiv \u0219i de investi\u021biile efectuate \u00een 24broker.ro actual, respectiv \u00een noua versiune a platformei.<\/p>\n

In ceea ce priveste Activele circulante, scaderea aferenta creantelor a fost compensata ce cresterea pozitiei de cash.<\/p>\n

Datoriile pe termen scurt au scazut cu -72%, ca urmare a achitarii unei parti din datoriilor comerciale, a datoriilor fa\u021b\u0103 de personal \u0219i a datoriilor fiscale. Totodata, suma aferenta liniei de credit overdraft de la Raiffeisen Bank s-a diminuat, ca urmare a acoperirii liniei de credit. Referitor la alte datorii, sc\u0103derea cu 98,56% a acestora se datoreaz\u0103 \u00eenchiderii tran\u0219ei 2 de plat\u0103 aferent\u0103 achizi\u021biei Innobyte Solutions S.R.L.<\/p>\n

Veniturile \u00eenregistrate \u00een avans sunt reprezentate de \u00eemprumutul nerambursabil cu caracter de subven\u021bii pentru investi\u021bii aferent proiectului UE legat de platforma 24Broker.ro. Valoarea total\u0103 a contractului de finan\u021bare european\u0103 nerambursabil\u0103 este de peste 14 milioane lei, iar finan\u021barea nerambursabil\u0103 primit\u0103 este \u00een valoare de peste 10 milioane lei. In ceea ce priveste veniturile operationale, acestea au crescut cu +26,63%, in timp ce cheltuielile operationale au avansat cu +29,97%, in special ca urmare a cresterii costurilor cu personalul. Acestea au fost partial contrabalansate de scaderile inregistrate la capitolul Alte cheltuieli operationale. Ca urmare Profitul operational a fost usor sub cel din anul 2021.<\/p>\n

Rezultatul financiar s-a concretizat \u00eentr-un profit \u00een sum\u0103 de 2.65 milioane lei, ca urmare a \u00eenregistrarii de c\u0103tre companie de venituri din dividende \u00een sum\u0103 de 2.9 milioane lei si a unor cheltuieli cu dob\u00e2nda aferenta pl\u0103\u021bii cupoanelor pentru obliga\u021biunile LIH25.<\/p>\n

Rezultatul financiar pozitiv a dus la o crestere cu 900.000 lei a profitului net, respectiv +26,27%.<\/p>\n

Tabelul de mai jos contine principalii indicatori financiari raportati de companie QoQ si referintele la care se raporteaza. Aceste date nu reprezinta recomand\u0103ri de cump\u0103rare, v\u00e2nzare sau p\u0103strare a unui anumit instrument financiar. Utilizati datele de mai jos tinand cont de propria voastra strategie investitionala. Tranzactionarea pe Piata de capital presupune un grad crescut de risc. Va recomand sa investiti numai in cunostinta de cauza si dupa o documentare prealabila.<\/p>\n\n<\/colgroup>\n<\/colgroup>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Indicatori<\/b><\/td>\n2021<\/b><\/td>\n2022<\/b><\/td>\nReferinta<\/b><\/td>\n<\/tr>\n
<\/td>\nmil lei<\/td>\nmil lei<\/td>\n<\/td>\n<\/tr>\n
Active<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Active imobilizate<\/td>\n33.22<\/td>\n39.71<\/td>\n19.54%<\/td>\n<\/tr>\n
Active circulante<\/td>\n26.17<\/td>\n26.08<\/td>\n-0.34%<\/td>\n<\/tr>\n
Stocuri<\/td>\n1.41<\/td>\n1.15<\/td>\n-18.44%<\/td>\n<\/tr>\n
Creante de incasat<\/td>\n18.52<\/td>\n15.7<\/td>\n-15.23%<\/td>\n<\/tr>\n
Active Totale<\/b><\/td>\n59.44<\/td>\n65.84<\/td>\n10.77%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Capitaluri proprii si datorii<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Datorii curente<\/td>\n9.35<\/td>\n2.58<\/td>\n-72.41%<\/td>\n<\/tr>\n
Datori pe termen lung<\/td>\n5.66<\/td>\n5.56<\/td>\n-1.77%<\/td>\n<\/tr>\n
Datorii Totale<\/b><\/td>\n29.65<\/td>\n29.65<\/td>\n0.00%<\/td>\n<\/tr>\n
Capital social<\/td>\n6.86<\/td>\n10.75<\/td>\n56.71%<\/td>\n<\/tr>\n
Capital propriu<\/td>\n29.78<\/td>\n42.26<\/td>\n41.91%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Contul de profit si pierdere<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Cifra de Afaceri<\/td>\n21.51<\/td>\n25.11<\/td>\n16.74%<\/td>\n<\/tr>\n
Cheltuieli cu dobanda<\/td>\n0.248<\/td>\n0.416<\/td>\n67.74%<\/td>\n<\/tr>\n
Cheltuieli totale<\/td>\n17.66<\/td>\n20.09<\/td>\n13.76%<\/td>\n<\/tr>\n
Cheltuieli cu amortizarea<\/td>\n0.935<\/td>\n1.1<\/td>\n17.65%<\/td>\n<\/tr>\n
Rezultat din exploatare<\/td>\n2.44<\/td>\n2.38<\/td>\n-2.46%<\/td>\n<\/tr>\n
Rezultat brut<\/td>\n3.85<\/td>\n5.02<\/td>\n30.39%<\/td>\n<\/tr>\n
Rezultat net<\/b><\/td>\n3.4<\/td>\n4.49<\/td>\n32.06%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Indicatori de lichiditate<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Lichiditate curenta<\/td>\n2.80<\/td>\n10.11<\/td>\n>2<\/td>\n<\/tr>\n
Lichiditate imediata<\/td>\n2.65<\/td>\n9.66<\/td>\n>1<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Indicatori de risc<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Gradul de indatorare<\/td>\n49.88%<\/td>\n45.03%<\/td>\n<30%<\/td>\n<\/tr>\n
Indicatorul privind acoperirea dobanzilor<\/td>\n14.61<\/td>\n9.37<\/td>\n>1<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Indicatori de activitate<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Viteza de rotatie a stocurilor<\/td>\n–<\/td>\n–<\/td>\n<\/td>\n<\/tr>\n
Numarul de zile de stocare<\/td>\n–<\/td>\n–<\/td>\n<\/td>\n<\/tr>\n
Viteza de rotatie a debitelor<\/td>\n–<\/td>\n–<\/td>\n<25%<\/td>\n<\/tr>\n
Viteza de rotatie a creditelor furnizori<\/td>\n–<\/td>\n–<\/td>\n<\/td>\n<\/tr>\n
Viteza de rotatie a activelor imobilizate<\/td>\n0.65<\/td>\n0.63<\/td>\n<\/td>\n<\/tr>\n
Viteza de rotatie a activelor totale<\/td>\n0.36<\/td>\n0.38<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Indicatori de profitabilitate<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Rentabilitatea capitalului angajat<\/td>\n0.72<\/td>\n0.53<\/td>\n<\/td>\n<\/tr>\n
Marja bruta din vazari<\/td>\n0.18<\/td>\n0.20<\/td>\n<\/td>\n<\/tr>\n
Marja neta din vazari<\/td>\n0.16<\/td>\n0.18<\/td>\n<\/td>\n<\/tr>\n
Rentabilitate financiara<\/td>\n0.11<\/td>\n0.11<\/td>\n<\/td>\n<\/tr>\n
EBIT<\/td>\n2.44<\/td>\n2.38<\/td>\n-2.46%<\/td>\n<\/tr>\n
EBITDA<\/td>\n3.623<\/td>\n3.896<\/td>\n7.54%<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Indicatori de solvabilitate<\/b><\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n
Solvabilitate generala<\/td>\n2.00<\/td>\n2.22<\/td>\n>1<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

[\/pms-restrict]<\/p>\n","protected":false},"excerpt":{"rendered":"

Life is Hard S.A. este prima societate romaneasca de software listata la Bursa de Valori Bucuresti, piata AeRO.\u00a0Compania si-a propus sa devina cel mai important partener al mediului de business… <\/p>\n","protected":false},"author":1,"featured_media":24311,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[353,493,491,292],"tags":[5,32,88,57,274,13,293],"_links":{"self":[{"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/posts\/24346"}],"collection":[{"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/comments?post=24346"}],"version-history":[{"count":1,"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/posts\/24346\/revisions"}],"predecessor-version":[{"id":24347,"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/posts\/24346\/revisions\/24347"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/media\/24311"}],"wp:attachment":[{"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/media?parent=24346"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/categories?post=24346"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bvbescu.ro\/premium-info\/wp-json\/wp\/v2\/tags?post=24346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}